Money Clip | Cufflinks Blog

Posts Tagged ‘Money Clip’

How Can I Save Money? (To Buy Cufflinks)

Wednesday, October 12th, 2011

Yesterday we got an email from a man residing in Astoria, Queens. Thought we’d share:

Dear Cufflinksman,

Lately the state of the economy has been getting to me. As a New Yorker, although I wasn’t a part of “The Rent is Too Damn High Party,” but I was tempted to be. I won’t disclose my political affiliations, because it’s not relevant here, but like I said, things are getting shaky around here. My rent went up again last month, the price of coffee is rising, subway rides are now $2.25, cabs have an extra dollar attached to them, and when I visit my cousin in NJ I have to pay TWELVE dollars to get back in the city. Something’s gotta give right? I love buying your cufflinks and follow your blogs, but money is tight these days. Have any advice about saving money so I can stay looking fresh everyday?

Yours,
IAmTheKING

Bahamas Shell Hand Painted Coin Money Clip

Save for a Vacation. Bahamas Shell Hand Painted Coin Money Clip

Dear IAmTheKING,

Yes, we hear you. Boy do we hear you! Thank you for your support over the years and we hope things will get better for you! As New Yorkers, we are experiencing the same price changes as you, and are here to offer some savvy tips on saving a buck or two so you can re-route it to buying things you really love: like cufflinks! (And other fashionable goods that add to your “fresh” look).

TIP #1

Coffee. Instead of paying for a grande or a venti coffee at Starbucks, order a size down but say you want it in a larger cup. Normally when a person fills up a cup for you, they over pour anyway, and the “leave some room” part of the order pinches out your extra coffee. So simply ask for a bigger cup. Example Convo:

May I have a tall coffee in a grande cup?

Greek Coffee Cup Cufflinks

TIP #2

Use Google Phone. Instead of wasting your cellphone minutes, if you have free wi-fi on your cell, get a google number and have people call you there. That way you won’t ever go over on your minutes and can possibly change your plan to lower the minutes/monthly price. Yeah.

Smart Phone Cufflinks

TIP #3

Share wi-fi with your neighbors! If you’re a New Yorker, save the extra $30-50 bucks a month by sharing internet with Joe down the hall. That is, assuming you know your neighbors. If not, don’t even bother. It would just be awkward.

TIP #4

Use Groupon, Living Social, Woot, etc to purchase haircuts, pedicures, dinners, lunches, brunch…and more! If you’re thinking of going to Brunch Sunday with your significant other or a small group, look into Groupon for pre-paid lunches and drinks. You will even find new restaurants out of the deal and try something new!

TIP #5

Retailmenot.com and other “checkout code” websites. We’ve personally saved a lot on internet purchases through typing in special codes at check-out. Different codes can be acquired at random sites throughout the internet, but one of the most popular is retailmenot. If the code doesn’t work, it’s nobody’s loss, continue on with the purchase.

TIP #6

Never grocery shop while your hungry. Everything will look appealing and appetizing. You’ll end up spending way too much on that gourmet cheese only made in Switzerland or those organic berries that your mouth is watering for. Suddenly, the curry mix you pass every other week will call out your name and…you get the point.

Hamburger Sandwich Cufflinks

TIP #7

Drink more water. And don’t be afraid of tap water. Studies have shown that plastic bottles harbor bacteria and ALSO most of these “natural” spring water sources contain more bacteria than your average city water. NYC is especially good with their water sanitation and produces a surprisingly good potable water. So grab your metal water bottle, turn on the tap, and drink your money!

Water Carrier Coin Cufflinks

 

 

Big Bad Bank

Thursday, October 6th, 2011

Before the veil of a “good” economy fell off onto an indecipherable puddle of lies and rubble, American’s had some faith left in big banks. After the Great Depression in the 20th century, we looked at implementations by the New Deal with a faint stare of hope, mixed with skepticism at the pseudo-socialist endeavors, but nevertheless, with hope.

Then the economy crashed and the rubble of lies unveiled itself as a grotesque beast threatening the welfare of millions of Americans. Well the whole country, actually. Well…the whole globe, to be frank. But let’s not get overly dramatic here, let’s start with the little things, or big ones: BANKS. Not only were the big bad banks bailed out with American tax payer’s money, but now they’re still crying a river...

The Atlantic Wire reports that “The Wall Street Journal found that 98 banks that had received bailout funds from the Troubled Asset Relief Program are in danger of failing.” Forbes.com reports: “Last week, Bank of America shocked customers when it announced that it would begin charging $5 per month for using their (well, your) debit cards. The fee kicks in beginning 2012 and would apply to debit cards to make purchases but would not apply to ATM withdrawals (those are subject to other fees), online bill payments (also subject to other fees) or mobile phone transfers (may be subject to other fees).

Bank of America isn’t alone. Wells Fargo has made noise about a new $3 per month fee for debit card usage and J.P. Morgan Chase has signaled that they would impose a similar fee.” (ContributorKelly Phillips Erb, Contributor).

So after all of our loyalty, our bail-outs, our sympathetic but silently out-raged stares in the face of these money giants, they are asking for MORE money?? I’m sorry, but something is wrong here–definitely wrong. As a society we have moved away from the paper fixated world (this is apparent in the fad of e-books as well) and as soon as we are dependent upon “technology” for cash, we have to pay extra for it. We are forced to use our “debit” or “credit” cards for everything from making a plane reservation to ordering take-out food online. We have grown so accustomed to using plastic for everything that most Americans don’t even carry paper money around anymore.

So we gotten with the game, so to speak, used our plastics proudly, and now we’re being charged extra for it…they’re telling you “Take out all your cash once a month, to avoid an extra $5 fee.” or simply “Use your credit card and get charged the extra APR and fees that go along with it.” For all of you non-mathematicians out there, the $5 monthly debit fee adds up to $60 per year, just to use your plastic. Not cool man, not cool. (For those of you interested in boycotting said institutions, please refer to previous Occupy Wall Street blog.)

To make a very complicated sob story short, Bank of America and others, have got us by the Ball and Chain:

Ball And Chain Cufflinks

Ball And Chain Cufflinks

Secure your money with a money clip

Monday, August 29th, 2011

The global money markets aren’t looking too rosy lately, especially in Europe. Add in all of the problems with the American financial outlook, and it’s easy to understand why so many investors and businessmen are feeling blue these days. Even the average guy, who spent years building up a solid retirement fund, is feeling nervous and insecure. There’s not much you can do about it, other than ride out the storm. Every financial analyst will tell you that the financial markets are cyclical.  All you can do is tie your tie in the morning, put on your cufflinks, slip on your shoes and carry on. But a little karma couldn’t hurt.

http://site.cufflinksman.com/images/cuffs/400x400_nonwatermarked/CLI-5714_Stainless_Steel_Basic_Money_Clip_1.jpg

Stainless Steel Basic Money Clip

If you need a little reassurance about the global markets or your own personal global investments, why not use a Global Money Clip? In addition to helping you keep all of your money in order, it might also send some karmic energy to the global money markets as well.  Money clips help keep all of your cash organized, so that you aren’t fishing around your pockets looking for loose cash and change when you need it the most.  While investing in a Global Money Clip might not change the current status of the global market, it can give you a little bit of peace of mind and comfort as you go about your day. At least you’ll always know that your money is secure and safe in your pocket, even if the global market flops.